Qualify Using Rental Income
Secure financing based on your property's cash flow instead of W-2s or tax returns.
Fast & Efficient Closings
Responsive lending solutions designed to help investors close opportunities quickly.
DSCR Mortgage Specialist
Work with a dedicated lending professional focused on investment property financing.
Grow Your Portfolio
Expand your real estate investments with financing tailored for long-term success.
DSCR Home Loans
Finance rental properties using flexible DSCR lending designed around property cash flow instead of traditional income verification.
DSCR Airbnb/STR
Secure financing for Airbnb and vacation rental properties with loan solutions built for short-term rental investors.
Fix and Flip
Fast bridge financing to purchase, renovate, and resell investment properties while maximizing your return.
Mixed-Use DSCR
Finance eligible mixed-use properties with flexible lending solutions for residential and commercial investments.
DSCR Care Homes
Investment financing for assisted living, senior housing, and residential care facilities using DSCR loan programs.
Co-living & Padsplitting
Flexible financing for shared housing and room-by-room rental investments designed for modern real estate investors.
Tell Us About Your Investment
Share details about your property, estimated rental income, financing goals, and investment strategy.
Review Your Loan Options
We’ll compare available DSCR loan programs and recommend financing tailored to your needs.
Close & Start Investing
Move through closing with confidence and focus on building your real estate portfolio.
This flexible financing approach allows investors to purchase or refinance income-producing properties without relying on traditional W-2s, tax returns, or extensive employment documentation. Whether you’re acquiring your first rental property or expanding an established portfolio, DSCR financing offers a practical solution built around your investment goals.
- Qualify Using Rental Income
- Flexible Investor Financing
- No Traditional Income Verification
- Designed For Investment Properties
Rental Income
Flexible Qualification
Monthly Cash Flow
Investor Focused
Property Performance
Portfolio Growth
- Dedicated DSCR Financing Specialist
- Personalized Lending Strategies
- Investor-Focused Mortgage Guidance
Posted on Google hunter demmonsTrustindex verifies that the original source of the review is Google. As a first-time homebuyer, I couldn’t have asked for a better lender than Jamison at Blue Water. From start to finish, he made the entire process smooth and stress-free. He was always available to answer my questions, explained everything clearly, and made sure I understood each step along the way. Buying your first home can be overwhelming, but Jamison’s knowledge, communication, and dedication gave me confidence throughout the entire process. I highly recommend him to anyone looking for a lender who truly cares about their clients. Thank you for making our first home purchase such a great experience!Posted on Google Caitlin WorthenTrustindex verifies that the original source of the review is Google. Jamison is an amazing mortgage lender!! We were first time home buyers and we had no clue what we were doing when we went into this home buying process. Jamison explained everything in simple terms and had our back through it all. I fully trusted him because he wanted to get us the best rate and loan that met our needs. He is extreamly knowledgeable with mortgage rates. In the horrible economy that we are in, you need a lender that will spend time and fight for the lowest interest rate. Jamison is great at communicating too; he answers your questions very promptly. He seems passionate about what he does. Trust Jamison to advocate for you in your home buying process!Posted on Google Braxton GianinoTrustindex verifies that the original source of the review is Google. We couldn’t imagine going through this process with any other loan officer than Jamison. There was open communication about every single dollar we would spend, clear expectations through every step of the mortgage process from applying, all the way to our close date. Any emotions we felt were eased by his explanations, and he made sure we got to that closing table with all the excitement we had from the start! I’ve been telling everyone that’s even considering looking for a house to reach out to him because I know they will be in the best hands. Thank you for everything and then some!Posted on Google Maureen SmartTrustindex verifies that the original source of the review is Google. Where to begin? Hmmm. My experience with Jamison Biron of Blue Water Mortgage and the team of professionals exceeded our expectations on our journey to owning our own first home. Jamison is a wealth of knowledge. Not only assisting us from beginning to end in all phases , he educated us along the way. About a year ago we began our journey. We had many questions and Jamison had answers. We truly were clueless when it came to home buying. Jamison gave us guidance to achieve what was needed first before applying for a loan. Like setting goals and how to achieve those goals, in order to begin and qualify for a loan. So much more involved in homeownership than one would think. Jamison assisted in every step of the way. I really believe , if it were not, for Jamison and his guidance and his expertise we may not of been able to obtain our dream and journey into homeownership. Blue Water Mtg definitely has an asset with Jamison representing them. Jamison and the team we worked with, went above and beyond. As I stated, all have exceeded our expectations. We are beyond elated that Jamison helped our dream come true. Extremely grateful for these professionals. If you are on a homeownership journey, believe me, these are the professionals who genuinely want to help you achieve your goal of being a homeowner. These are the professionals you want by your side. Especially Jamison Biron. Today we closed on our home. Thank you Jamison Biron, for all your guidance and dedication to assisting us in this journey of owning our own home.Posted on Google Julia GaudetteTrustindex verifies that the original source of the review is Google. Jamison was INCREDIBLE to work with. He swooped in on a home I was trying to move really quickly on and my other lender couldn’t keep up. He saved my home purchase, jumped right in and was so easy to work with. I can’t recommend him highly enough!Posted on Google Timary MTrustindex verifies that the original source of the review is Google. Incredible! Jamison has helped us out three times now. He will not steer you wrong and will explain everything to you so you understand.Posted on Google Ahmed AmmarTrustindex verifies that the original source of the review is Google. Jamison Biron was great to work with on my refinance. He always answered my calls and questions without any delay and never made me feel pressured to move forward. Instead, he took the time to explain everything, educated me about my credit, and walked me through the steps so I could make the best decision. Very knowledgeable, patient, and easy to work with. I highly recommend him.Posted on Google Maria BTrustindex verifies that the original source of the review is Google. I strongly recommend Jamison at Blue Water Mortgage to anyone who is trying to buy a home. He was extremely helpful in all aspects, prompt with communication, and made our process go as smooth as possible. Really goes above and beyond for his clients. We can’t say enough great things about him.Posted on Google Ian MacAfeeTrustindex verifies that the original source of the review is Google. Jamison is very knowledgeable and was extremely helpful in helping me finance my home. I would recommend him to anyone looking to buy a house
39 States
Nationwide Lending Coverage
Fast
Efficient Closing Process
Investor
Dedicated DSCR Expertise
Flexible
DSCR Solutions
